Bradleys Financial Management Ltd has been providing Mortgage advice across Devon, Somerset, Cornwall and beyond for many years. Our team can help with new mortgage enquiries and re-mortgages as well as offering vast experience with buy-to-let mortgage products.

We maintain contact with thousands of satisfied clients and review their mortgage and protection needs as their situation and, therefore, needs and requirements change.

There are so many options and so many 'do's and don'ts when it comes to mortgages, it can become confusing to many.

We thought the best way to explain our offering, whilst also giving you information on the process and the different types of advisers in the mortgage market, is by asking the best in the business to tell us what his clients get to hear when they meet with him.

Here is a breakdown of an initial free, no obligation consultation with the Principal of our Mortgage Advisers, David Lewis:

Read the Interview

Mortgage interviews to suit you

We always strive to provide the very best service, which includes making it easier for our clients to contact us. We offer face to face meeting via video calling in addition to telephone appointments and of course, our face to face meetings. All of our service options allows people to discuss their mortgage requirements with us to suit their personal situation and from almost anywhere providing they have a phone signal or broadband, making it easier than ever for people to access our team of Mortgage Specialists. Whether you are seeking first time, re-mortgage, buy-to-let or a simple affordability check, you can simply pick up the phone, book in a video call or of course arrange to meet with us in person and speak with one of our team, whichever suits you best, who look forward to helping you.

Equity Release

Bradleys Financial Management are now able to offer Equity Release Lifetime Mortgages. This allows you to unlock the value built up in your home as a tax-free lump sum. There is no need to move out and you’ll still own your home. With a Lifetime Mortgage you do not have to make monthly payments unless you choose to do so. It is usually repaid when the last borrower moves into long term care or dies.

Lifetime mortgages are the most popular type of equity release product and are available to homeowners who are 55 or over, so what are the benefits?

Financial Freedom

Whether you want to carry out home improvements, provide you with additional income, take a Dream Holiday, or if want to help your children buy their own home, Lifetime Mortgages offer you the flexibility so it’s up to you how you spend the money. The money raised on a Lifetime Mortgage is tax-free and you have the option of taking it as a Lump Sum, or have the money paid to you in smaller portions whichever is more suitable for your needs.

No need to downsize!

Equity release means you do not have the worry of needing to sell your home or downsize to raise the required funds. It can provide you with not only financial freedom to carry out your goals but also freedom of choice as to how you proceed.

Why use Bradleys Financial Management?

Bradleys offer a free, no-obligation initial consultation to discuss your circumstances and to see what your options would be. We are a Southwest based brokerage covering Cornwall, Devon and Somerset that can advise on lenders and products from a comprehensive panel of leading lenders in this sector.

Bradleys Financial Management have access to a comprehensive panel comprising the leading lenders in this sector allowing us to find the most suitable solution for your circumstances. A Lifetime mortgage is a loan secured against your home, reducing your estates value & may affect your entitlement to means-tested benefits. Equity released, plus accrued interest to be repaid upon death or moving into long-term care. Rates available will depend on individual circumstances. Speak to our Specialist Equity Release Advisor today.

Check that this mortgage will meet your needs if you want your family or others to inherit your home. If you are in doubt, seek independent legal and financial advice.

Our Latest Reviews

Meet the Team...

  • David Lewis

    David Lewis
    Mortgage Adviser

  • Neal Carr

    Neal Carr
    Mortgage Adviser

  • Mike Perkins

    Mike Perkins
    Mortgage Adviser

  • Chris Pascoe

    Chris Pascoe
    Mortgage Adviser

  • David Davies

    David Davies
    Mortgage Adviser

  • Ash Bolt

    Ash Bolt
    Mortgage Adviser

  • Abbie Baker

    Abbie Baker
    Mortgage Adviser

  • Stefan White

    Stefan White
    Mortgage Adviser

  • Ellie Jones

    Ellie Jones
    Mortgage Adviser

  • Caroline Lewis

    Caroline Lewis
    Mortgage Administrator

  • Yvonne Lewis

    Yvonne Lewis
    Mortgage Administrator

  • Clara Berry

    Clara Berry
    Mortgage Administrator

  • Lauren Bennett

    Lauren Bennett
    Mortgage Administrator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Contact us to find out more...

Contact us to find out more...